App Store

Nav Business Credit Builder

Originator Nav Technologies, Inc
Primary Metric 21,151
Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion. Your toolkit goes beyond tools to help with credit-building. With Nav, you can also monitor your cash flow and explore net-30+, credit card, and financing options — all in one place. Over 2.7 million businesses have trusted Nav with their financial health. Our customers call our app a must-have, all-in-one solution for their business finances. With a free Nav account: • See up to 5 business and personal credit standings in one place • Track the factors that impact your credit and take control with real-time alerts • Avoid negative balance surprises with cash flow forecasting • Get matched with net-30+, lending, and credit card picks that update automatically as your profile changes, across our network of 160+ options A Nav Prime membership gives you access to: • A business credit-building tradeline that reports to all major business bureaus • Deeper credit insights for up to 6 detailed credit reports, with scores • Simplified bookkeeping tools like one-click profit & loss statements • Tailored monthly business credit coaching sessions to discuss your goals, strategy, and options for building your business credit DISCLAIMERS **Nav Technologies, Inc. is a financial technology company, not a bank** **Credit Building** Results will vary. Scores are calculated from many variables, and some users may not see improved scores. **Privacy** Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at: https://www.nav.com/privacy/ **Data Security** We take your online security seriously. We use Plaid to connect your bank and other accounts, and Plaid provides bank-level encryption. **Your Curated Funding Options** Credit card and funding options shown in your Nav account are provided by our network of partner providers. Offers may include credit cards, lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, such as time in business, cash flow, and annual revenue. **Comparative Information** Based on Nav’s internal competitive analysis of major U.S. small-business credit monitoring and credit-building platforms publicly offering combined business and personal credit bureau profile access as of July 2025.
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Developer & User Discourse

Royal investments • May 2, 2026 ★ 5
This is a great app with great information
keeton87 • May 2, 2026 ★ 5
Owner
Maddogg Motors • Apr 26, 2026 ★ 5
Really helpful no complaints so far
Assets Approved LLC • Apr 25, 2026 ★ 5
Great company, huge help!!!!!!
Myke’s Friend • Apr 25, 2026 ★ 5
Myke’s Friend
Ashleighg854 • Apr 17, 2026 ★ 5
I'm trying to establish more credit
Nav App • Apr 16, 2026 ★ 5
Great
jarisespana • Apr 16, 2026 ★ 5
Excellent
Beat The Road Up • Apr 1, 2026 ★ 5
Ashford’s Silverback Logistics
Kp2ky • Mar 26, 2026 ★ 3
Great
Iamjsol • Mar 10, 2026 ★ 5
Best credit builder app out right now for small businesses 🔥🔥
ReggLew • Mar 8, 2026 ★ 5
Reginald
georgess95 • Mar 3, 2026 ★ 1
I got charged for quarterly subscription and the app wouldn’t recognize my business so I kept trying to get it connected but it was connected to different business and can’t recognize my business I had for almost 1 yr . I already have 3 other businesses with NaV connected and would be cancelling subscription for all of them because of this rude and unprofessional behavior from the agents and I am now paying a quarterly service and can’t connect any of the business accounts .
$ Matilde Villegas • Mar 2, 2026 ★ 5
I love nav
Bucc’d Up • Feb 27, 2026 ★ 5
Center punch
Frankieg250 • Feb 11, 2026 ★ 5
Ok
Snypa Cutz • Jan 31, 2026 ★ 5
In the making because I took the step with nav to build my business.Thank You
Pearsey Enterprises • Jan 28, 2026 ★ 5
NAV IS Extremely Good for new businesses trying to grow and expand their operations
Jamez King • Jan 27, 2026 ★ 5
NAV have helped me understand how important it is to know your buisness and grow your buisness with all the right tools!!!
jone7271 • Jan 25, 2026 ★ 5
I have been using Nav for a while now, and it has completely transformed how I handle my business finances and credit profile. Before finding this app, I found business credit scores to be incredibly opaque and difficult to track. Nav brings everything into a single, clear dashboard that makes it easy to see exactly where I stand with the major bureaus like Experian, Equifax, and Dun & Bradstreet.
The Business Credit Builder feature specifically is worth every penny. It effectively turns my monthly payment into a tradeline that reports to the bureaus, which has helped me establish a solid payment history without taking on unnecessary debt. I have watched my scores steadily climb since I started, which is incredibly satisfying and vital for my future funding goals.
The app interface itself is intuitive and fast. I appreciate that it breaks down the specific factors affecting my scores so I know exactly what areas to work on. It also matches me with financing offers that actually fit my current profile, saving me a lot of time on research. If you are serious about building your business credit and want a transparent, easy tool to help you get there, I highly recommend Nav. It has become an essential part of my weekly business routine.