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Afterpay: Pay over time
Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**.
With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more.
With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products.
AFTERPAY FEATURES:
PAY IN 4
- Shop now and split your purchase to pay in 4 payments.
- Split payments and pay generally over the course of 6 weeks.
PAY MONTHLY
- Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands.
- Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability.
SHOP NOW AND DISCOVER MORE IN THE APP
- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.
GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay over time.
BUY NOW WITH AFTERPAY IN-STORE
- Shop now for your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.
MANAGE YOUR SPLIT PAYMENTS
- Review your Afterpay orders and manage payments in the app.
- Select your preferred payment day to make your payment schedule work for you.
STAY INFORMED WITH NOTIFICATIONS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, payment schedules, and special offers.
BUY NOW TO UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.
24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.
By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).
*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.
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Developer & User Discourse
Pnwmatte • Sep 5, 2026
★ 1
I can’t get it to work at all so idk
Sr4825 • Sep 5, 2026
Every time I try using this app the only store that it allows me to buy from is amazon. All these other stores are featured but none will allow me to “create new card” make a purchase. I also have plenty of purchasing power with a balance under $50 on a previous AMAZON purchase so it’s not like the money isn’t available. If you are going to advertise all these businesses on your app then you better be sure it works. That’s a lawsuit waiting to happen.
Do better YT 😡 • Sep 5, 2026
The app is so difficult to use that finding basic features is a big problem. Switching from Afterpay to Cash App still doesn't let me use it to buy anything. Add an icon where customers can easily plan purchases and pay back without hassle. None of these icons appear in settings or on the main page. I can't even find the virtual card either 😡.
Geta freeman • Sep 4, 2026
100
Josrphine bc • Sep 4, 2026
Please close my account. I hv paid off, you people never took my account off hold after sending my documents to you several times an d I only ask to change myDOB. You all trying to change my name that I never tried to do.. you are a joke.
kera6/18 • Sep 4, 2026
Company is a joke now, showed email threads that my items was being returned and tracking info and they decided to now dispute the transaction but instead take the last lil funds out my account. Couldn’t reach a live person they have really become bad and not the same when for started have been dealing with them for years and I can’t believe this.
Dblocc5252 • Sep 4, 2026
Had an item returned but Afterpay won’t give me my refund. Paid some payments early the app won’t reflect and telling me I have to pay again.
JN GR • Sep 1, 2026
He hecho varias compras al inicio fue muy muy bueno hasta que me ampliaron el crédito pero me pidió nuevamente una validación. Y los datos son correctos únicamente dice que no puede validar la cuenta.
underratedasfk • Sep 1, 2026
This app use to be so good the customer service sucks & they over charge🤦🏽♀️
ANorton2023 • Sep 1, 2026
There is a problem saying I owe and make payment to continue but there is no balance owed. It shows I have screenshots of no balance and past payments paid in full. The app will not allow me to get to customer service and the browser is of no help.
Pick another place • Sep 1, 2026
They have options on there to trick you. If you want to pay a certain amount up front don’t do it. They pick and choose which installments they want to cover and not cover even if you have it on automatic payments. They have some installments paid twice instead of paying which ones are actually due. Don’t bother trying to get any support. They will give you the run around and at the end you get no help at all. They just send sorry messages. Get with PayPal or another group because they really answer right away and will actually help when it’s their mistake.
Lex71816819 • Sep 1, 2026
I’ve used this app for several years and it has came in handy for back to school, groceries, car parts… you name it! I just wish they would fix the error when ordering on walmart through the Afterpay app, selecting to pre-fill the card details, and then nothing happens. No card details are entered. At that point you’re forced to close out the app entirely and attempt the purchase again. This is inconvenient when the kids are chaotic and I’m spending a couple minutes to place a quick order. It’s actually made me say never mind to Afterpay a few times. It has been going on for YEARS, so it appears there is no resolution in place. Please fix this error!
No second-guessing intuition • Sep 1, 2026
I got approved for 600 every time I try to use it. It won’t let me use it. I even tried using it when I got my paycheck. I can’t figure it out. I thought maybe it was my phone but I have a iPhone 16.
Pinkmaterial01 • Sep 1, 2026
They closed my account for no reason and then when I try to get in contact with support I’m not getting a response.
Letsnot444 • Sep 1, 2026
I’ve been using this for years and now all of a sudden it wants me to give it my social. I’m not doing that. That’s why I don’t use other buy now. Pay later apps because they constantly want my social and I don’t wanna keep putting it out there.
Pequekite • Sep 1, 2026
I have never used this app and when I try it it says I already have an account with my number which I don’t remember making one account. So I tried to make a new account or an account but it just doesn’t let me, even if I choose to forget password don’t let me do anything! I been using Klarna but wanted to give this app a chance so now I just can’t do anything at all! Can’t change passwords or make an account. I have never used this app in my life!
nonnycast • Aug 31, 2026
How I love Afterpay, it’s easy and so nice to get something that I would not get otherwise, thanks for being there
Sunshine Wise • Aug 30, 2026
The app has given Me headaches!
Nikkalim • Aug 30, 2026
The app is downloaded already and it doesn't give me information on how I can spend the money or a card??? Anytime I click on chat with support I'm brought back here to download the app when it is already downloaded, and it won't let me call?? Maybe it got hacked? I have a friend that can't even log in anymore and she owes money but they're saying she doesn't have an account??
Taetae159 • Aug 29, 2026
Ever since this app was updated it no longer loads up or i have to close it for it still not open. Terrible app as of NOW
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