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Intuit Credit Karma
Navigate your unique financial path confidently with help from Credit Karma and make the most of your money.
CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS
- Track your monthly spending
- Monitor transactions
- Look out for ATM fees, late payments and more
GET TO KNOW YOUR CREDIT
- Get alerts when credit scores change
- Learn what affects your scores and how to build credit
EXPLORE YOUR OFFERS
Compare offers and apply with more confidence:†
- Loan amounts
- Rates you could be approved for
STAY INFORMED
- Be alerted of changes and opportunities.
- Credit score changes
- Identity monitoring
- Rate monitoring—we’ll let you know if we see better interest rates
SIMPLIFY TAX TIME
- Upload a photo of your W-2
- We’ll prefill your profile info
- Finish filing on your computer
BANK ONLINE
Open Credit Karma Money Spend and Save accounts*** from the app.
FIND COMPETITIVE CAR INSURANCE OPTIONS
- Compare options to see if you could save
- You may unlock a discount on a new policy if you’re a good driver
Credit Karma Plus is gradually rolling out to members over the coming months. In addition to the value above, paying subscribers will also get access to features that help protect your identity, remove your personal data from the internet, lower your bills, and file your taxes with expert help.
DISCLOSURES
*Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder.
**From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score.
***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.
^ Borrowing Power is based on the highest offer amount available to you through Credit Karma where you have Outstanding Approval Odds. The offers themselves are not guaranteed and are subject to change without notice.
† Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
Screens simulated. For display only.
Intuit Assist is an emerging tool that provides information to consider as you make financial choices. Not all features are available to all members. You must link your external financial accounts for full functionality. Please check for mistakes. Always review terms and conditions before applying for financial products.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.
Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.
Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622
1100 Broadway, STE 1800 - Credit Karma, Oakland, CA 94607
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Developer & User Discourse
Crissy4224 • Apr 23, 2026
★ 1
Hasn’t worked in quite sometime now!! What’s going on?!
That Irish guy 58 • Apr 23, 2026
Before Credit Karma Credit scores were a mystery to me. They broke it down for me and within a two-year period I went from 570 score to a 740 score. It is open doors for me finance that I thought I would never see you.
MOBY HIMSELF • Apr 23, 2026
I don’t like the fact that when I make a payment, it doesn’t immediately get updated. It’s saying a balance that I don’t even owe and I paid the Balance days ago. I’ve given the time to update. And I have gotten no results. I shouldn’t have to submit a dispute to get accurate information.
Eddenfield • Apr 22, 2026
They are always professional in treating customers with respect.
Soulcircle • Apr 22, 2026
Been trying to install this app all week. Everytime I get “oops something went wrong” or it will drop me out. So sick of it.
Itsalexm • Apr 22, 2026
The Credit Karma app used to be extremely helpful for managing your credit accounts. Now it’s turned into a gut punch app thats backed by affiliate marketing. The app has lost its clear visibility and transparency.
Medipeje • Apr 22, 2026
Caibarien@1967
Madam BP • Apr 22, 2026
Very helpful.
Fisher-all-the-time • Apr 22, 2026
I don’t want credit card offers or insurance offers
Who's it's • Apr 22, 2026
I hate that I have to install this adware just to look at their site. It gets deleted as soon as I’m done checking whatever it is I need to see.
Magali9420 • Apr 22, 2026
Excelente de la excelencia
Sunrises Color • Apr 22, 2026
Credit Karma has helped me get my finances back in shape, always great advices and for free!
Aboundant grace • Apr 22, 2026
It’s awesome
Luv6500 • Apr 22, 2026
I have been trying to to to open a Spending account for years since you all had this it keeps telling me me for years they can’t verify who I am , an don’t understand I have a credit card karma account with you all so why they can’t verify me for a spending account every time I check this it’s been saying they can’t verify same thing for years still not fixed! I have talked to customer service with no help chatting on the app with no help still the same. Can’t do nothing. Why is this issue can’t be fixed. All you have to do is ask someone to verify the identity with the ID to scan it on the app or through the email I love Credit Karma I’ve had on my phone for years. I’m tired of them lying to me telling me they was gonna fix this which they never had. this makes me wanna uninstall this, but you they can verify my identity for my credit, but they can identify who I am for spending account really
Bert9096 • Apr 22, 2026
I inquired about loan companies that may be able to consolidate my credit cards with a personal loan as they popped this up in Credit Karma and have had nothing but spam calls since. And if you have an iPhone they just keep happening. You can block calls but then it just calls from another number. In 30 days I have had around 20+ calls and they just don’t stop. And I am on the no call list. I think Credit Karma is affiliated with them at this point. I plan to get a new phone, new number and new email and NEVER use this app again. 🤬
Ok I posted this then get an email from Apple that Credit Karma says I can reach out to them and adds a link. Well the link is just virtual chat. No live person and they only answer specific things. That was a waste of time. And yes I am still getting these spam calls from ‘lender’, but all different numbers though call back number is the same. Waste of time. I am changing my number and will never let Credit Karma fool me into checking out loan companies. 🤬
Ok I posted this then get an email from Apple that Credit Karma says I can reach out to them and adds a link. Well the link is just virtual chat. No live person and they only answer specific things. That was a waste of time. And yes I am still getting these spam calls from ‘lender’, but all different numbers though call back number is the same. Waste of time. I am changing my number and will never let Credit Karma fool me into checking out loan companies. 🤬
Yosydel • Apr 21, 2026
I am very happy with your work
Dawn Sample • Apr 21, 2026
I love how it gives you all the information needed about all of your credit. The website is user friendly. I’m so happy with this App. I highly recommend it to everyone
Dmom49 • Apr 21, 2026
Their algorithm makes no sense when determining my score! I have been making my payments on time , paid some off and yet it will still deduct from my score. It is ridiculous how quickly it changes and unfair.
Jackal2884 • Apr 21, 2026
I love how this app/company thinks everyone is just sitting on money and enjoy having maxed out credit cards. I.E. pay this card down to help your score… would love to. Oh and here’s another area to move your debt too so more people can charge you for the debt you can’t pay. Besides my rough take on it the app does work well and keeps your score updated quite well, but they need to look into their tips to help people
Ttv goat boys • Apr 21, 2026
it’s not accurate to my actual credit bureau scores
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