BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions.
AUTOMATE YOUR EXPENSES
Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency.
GAIN REAL-TIME VISIBILITY
Live expense reporting and insights enables you to keep track of your company's expenditures as they occur.
PHYSICAL CORPORATE CARDS
BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending.
VIRTUAL CARDS
Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses.
STAY WITHIN BUDGET
Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies.
LET YOUR TEAM MANAGE APPROVALS
Customize transaction approval flows according to your org chart to stay on top of spending.
TRACK OUT-OF-POCKET EXPENSES
Easily manage reimbursements for spend that happens on personal cards and still stay within budget.
MAKE MONTH END A BREEZE
Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time.
Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses.
If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app.
Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.
Product Positioning & Context
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Deep-Dive FAQs
What is BILL Spend & Expense (Divvy)?
BILL Spend & Expense (Divvy) is a digital product or tool described as: Bill.com, Inc.
Where did BILL Spend & Expense (Divvy) originate?
Data for BILL Spend & Expense (Divvy) was aggregated directly from the Apple App Store community ecosystem, representing raw developer and early-adopter sentiment.
When was BILL Spend & Expense (Divvy) publicly launched?
The initial public indexing or launch date for BILL Spend & Expense (Divvy) within our tracked developer communities was recorded on August 14, 2017.
How popular is BILL Spend & Expense (Divvy)?
BILL Spend & Expense (Divvy) has achieved measurable traction, logging over 27,506 reviews and facilitating 5 recorded discussions or engagements.
Which technical categories define BILL Spend & Expense (Divvy)?
Based on metadata extraction, BILL Spend & Expense (Divvy) is categorized under topics such as: Finance, Business.
What are some commercial alternatives to BILL Spend & Expense (Divvy)?
Our semantic intelligence engine identifies potential commercial alternatives in the SaaS space, such as Freesolo Flash, which offers overlapping value propositions.
How does the creator describe BILL Spend & Expense (Divvy)?
The original author or development team describes the product as follows: "BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your busi..."
Community Voice & Feedback
This app works fine, but unfortunately, the AI functionality feels pasted on. I continue to have issues where it will pre-fill a field with incorrect information. I also can’t find an option to turn it off
The Bill S&E corp card solution has been instrumental in supporting our organization’s growth from 1 to 10 employees. It is easy for employees to use and quickly snap pics of receipts. It is easy to adjust credit lines as needed based on business requirements and keeping risk low. It syncs seamlessly with QuickBooks. There is no corp card solution out there as flexible.
Thanks to my wife and I managing out personal finances weirdly, I managed this responsibility right away. Everyone hated it!! Gotta love weird people.
I have to physically login with username email and password. I’m asked continually how I would like to sign in in the future and the next time I sign in it never works.!! great concept, but still has a few bugs.
This card is a joke
Everything about the app is user friendly.
I have been a loyal customer of Divvy for over 2 years. I made a payment and they froze my account the next day. After a week of “deliberation” they proceeded to tell me they would not unfreeze it. Very disappointed in the way this was handled.
Extremely disappointed l. The platform has extremely poor security controls. Disputing fraudulent transactions is nearly impossible compared to companies like Amex.
Customer service is another major issue. It’s incredibly difficult to reach live agents.
On top of that cards are constantly getting blocked and jonway to unlock unless talk to a live agent which hard to to reach
Overall, its been an frustrating experience and we will replace bill.com with another provider
Customer service is another major issue. It’s incredibly difficult to reach live agents.
On top of that cards are constantly getting blocked and jonway to unlock unless talk to a live agent which hard to to reach
Overall, its been an frustrating experience and we will replace bill.com with another provider
The new AI feature has made this app unusable. Before I could easily put in my notes but with the forced AI inclusion the AI puts in the wrong info or sorts it in the wrong category and now I have to go back and edit it to the correct one when it assumes wrong. Sometimes it does not register my corrections though so I have to refresh the app and try again until it actually saves it. So instead of being any help the AI feature has made it a worse experience than it was when I used it a few months ago
This app is so user friendly I really like it thank you!
Works 💯
Bill.com is going down hill faster than they can manage. I was on a 10 day business trip when they dropped my credit limit to $2000. Why, because my bank account, which I had reconnected multiple times was once again disconnected. This has been happening for months with no fix. Good news is that after all of this, I finally has someone admit it might be something going on with the bill.com system.
Overall, I like having this option for my work card and receipts. A couple of things that could use some work:
-in the past couple of months, the app has started saving receipt photos to my camera roll. This is new and I don’t want it
-the app lags. Once I have everything entered and want to X-out of the transaction to the main menu, it takes about 10 seconds to be able to do that
-all transactions don’t load. When I look at the list, I want to start with the oldest transaction but that’s often a problem. The app just decides to move everything to the middle of the list and not load any of the older transactions. I often have to close out the app and reopen in order to get the transactions I want
-suggestions are no good. It never suggests my most common account selections. Always something I used once or twice months ago
-in the past couple of months, the app has started saving receipt photos to my camera roll. This is new and I don’t want it
-the app lags. Once I have everything entered and want to X-out of the transaction to the main menu, it takes about 10 seconds to be able to do that
-all transactions don’t load. When I look at the list, I want to start with the oldest transaction but that’s often a problem. The app just decides to move everything to the middle of the list and not load any of the older transactions. I often have to close out the app and reopen in order to get the transactions I want
-suggestions are no good. It never suggests my most common account selections. Always something I used once or twice months ago
Freezes when scrolling through transactions and won’t load older transactions forcing a log out, log back in scenario. Very frustrating. Please fix it!
Not only is a terrible app, and they half the time won’t reimburse you for fraud, the company doesn’t give their help desk the tools to actually help. We will be finding a new alternative soon.
Discovery Source
Apple App Store Aggregated via automated community intelligence tracking.
Tech Stack Dependencies
No direct open-source NPM package mentions detected in the product documentation.
Media Tractions & Mentions
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Deep Research & Science
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SaaS Metrics