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Apple App Store Debt Manager

MH Riley Ltd

553
Reviews
4.6
Rating
Dec 8, 2011
Launch Date
View Origin Link

Product Positioning & Context

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need
Finance Business

Related Ecosystem & Alternatives

Discover adjacent products, open-source repositories, and developer tools sharing similar technical architecture.

Deep-Dive FAQs

What is Debt Manager?
Debt Manager is a digital product or tool described as: MH Riley Ltd
Where did Debt Manager originate?
Data for Debt Manager was aggregated directly from the Apple App Store community ecosystem, representing raw developer and early-adopter sentiment.
When was Debt Manager publicly launched?
The initial public indexing or launch date for Debt Manager within our tracked developer communities was recorded on December 8, 2011.
How popular is Debt Manager?
Debt Manager has achieved measurable traction, logging over 553 reviews and facilitating 5 recorded discussions or engagements.
Which technical categories define Debt Manager?
Based on metadata extraction, Debt Manager is categorized under topics such as: Finance, Business.
What are some commercial alternatives to Debt Manager?
Our semantic intelligence engine identifies potential commercial alternatives in the SaaS space, such as localskills.sh, which offers overlapping value propositions.
How does the creator describe Debt Manager?
The original author or development team describes the product as follows: "*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, ..."

Community Voice & Feedback

Steph2689lives • Apr 15, 2026
I love this app. I am one that I love seeing how much I save in money and time when I pay extra and that is what this does
Art 59 • Apr 11, 2026
I’ve had this for more than 10 years. I was able keep track of my Debt and helped pay them off
Bonitalili • Apr 10, 2026
I’ve been using this app for years and I’m so happy I came across it, and I’ll keep using it, I hope they don’t take it away!
WordLover59 • Mar 19, 2026
I used to track everything manually in a file. On this app, I added all my creditors and amounts I owe, plus their corresponding interest rates. I still fill things in manually whenever I make a payment, but it adds everything up for me and gives me payoff month, presuming I’ll make the same payment amount. I can update any of the information at any time and don’t have to add anything up manually anymore. I realize I am not using the full functionality of the app but the way I am using it serves me very well.
Darthruv9 • Feb 28, 2026
Fun calculator for assisting in paying off debt.
vivo05 • Feb 23, 2026
I like this app, you need follow the advice and you will complete your debits thanks
sumowondertoad • Feb 13, 2026
Extremely basic app. Text in App Store says #1 app in UK / US. This is BS. They just added this bogus info themselves without any checks from Apple (reported). Save your dollar- this app sucks.
CultLady • Feb 10, 2026
Stick with it and commit and this will be your buddy. I have the full set for maximum improvement.
PhilC789 • Jan 22, 2026
This App is easy to use. The debts are easy to set up. Credit cards are shown in a way to help create a plan.
Tabb B • Aug 31, 2025
I’m not seeing where to post payments, just snowflakes.
KACTET • Aug 6, 2025
I love this app—great design, lots of useful options, and it only costs a buck! It takes little time (at least for me—and I’m no Einstein) to learn how to set everything up. Once you’re done, you’re good to go dealing with this horrible human invention: lending money with interest! Just don’t—unless it’s a mortgage or you’re building credit to get one. Seriously, don’t do it. It’s the biggest scam of our generation: credit cards!

I recommend everyone get this app and put all your debt into it. Look at it every time you want to open a credit card or use one—just to see how much more you’re going to pay for all the goodies in the long run. And trust me, it’s gonna be a loooong, expensive run for most of us, sadly…

One thing I wish they’d add: profiles. That way, you could manage multiple people’s debt on a single device. Other than that—awesome app! Thank you, developers!!! 👍
Eilinski • Jul 18, 2025
Keeps me going
ary9535 • Jun 23, 2025
Helps to see it planned out. How much you can save is a game changer
AKcL • Apr 7, 2025
Update after using for several years - still love it. I’ve paid off a bunch of debt. Any chance for an update? Last one was years ago. Thanks again for this awesome app. I would pay for an upgrade on this and all your apps!

***update after using app for a year: Still a great one. I’ve gifted it twice and recommended to multiple colleagues and friends. Developer is still super responsive and I finally understand how to export a table showing what payment to make where by month. Just purchased another one of his apps and downloaded two or three freebies. Thanks so much. Keep up the good work.***

This tool is awesome. Very customizable to suit your payoff style. Give you a great plan to get that debt paid off. We will be out of debt - even our mortgage - 12 years early if we follow this plan. Also, the developer is super responsive! I emailed a question and heard back in less than a day. I highly recommend this app to save you money, time, and headaches!
Contra Medic • Apr 1, 2025
I’ve used this app for years and it has proven very helpful. It’s not perfect, despite me giving it five stars, but the issues I have are easy to overcome.

When a credit card balance reaches zero, it won’t let me put that in. I have to say that I owe $0.01 in order to not get an error message or delete the account - which may a balance again in a week.

Obviously, saying that there is a $0.01 balance doesn’t really affect my planning.

I’ve been very happy overall.

Discovery Source

Apple App Store Apple App Store

Aggregated via automated community intelligence tracking.

Tech Stack Dependencies

No direct open-source NPM package mentions detected in the product documentation.

Media Tractions & Mentions

No mainstream media stories specifically mentioning this product name have been intercepted yet.

Deep Research & Science

No direct peer-reviewed scientific literature matched with this product's architecture.