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Product Hunt
Kudos 3.0
The AI that finds money you're missing and gets it back
Most money apps show you charts. Kudos does the work. Your home shows Your wins, one number for everything Kudos has earned or saved you, and your next best money move. Most people don't know their cards come with personalized offers they have to turn on by hand. Kudos activates them for you: about $800/yr in offers in early testing. Our AI also calls providers to lower your bills ($216/yr per negotiation) and cancels subscriptions you forgot ($247/yr each). You keep 100% of the savings.
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Developer & User Discourse
[Redacted] • Oct 12, 2026
The automatic subscription cancellation caught my attention. I've definitely forgotten about subscricptions so this could come in handy.
[Redacted] • Oct 12, 2026
Curious how well the card recommendations work when shopping on your phone.
[Redacted] • Oct 12, 2026
The automatic card offer activation caught my eye. Those offers are easy to miss when you have to go looking for them yourself. Congrats on 3.0, Tikue and team!
[Redacted] • Oct 12, 2026
Hi Product Hunt, I'm Tikue, co-founder of Kudos.
I spent years in consumer payments at Microsoft, Google and Affirm. One thing kept bugging me: people don't lose money because they're careless. They lose it because claiming it is a chore. The credit you forgot, the bill that crept up $40, the subscription you meant to cancel.
Every AI assistant launched this year helps you spend. We built one that gets your money back.
Our members also told us the app made them do too much of the work. So we rebuilt Kudos around one question: what's the most valuable thing you can do with your money right now?
What's new in Kudos 3.0:
💰 Your wins: one number for everything Kudos has earned or saved you, growing over time
👉 Your next best move: a credit about to expire, an offer worth using, a bill we can lower. Ranked by what's worth most to you, not what we want to promote
📞 We do the work: our AI calls your provider and negotiates your bill (members save $198/yr on average), cancels subscriptions you forgot ($247/yr each) and turns on your card offers. You keep 100% of the savings
✨ Ask KudosAI: "What did I spend this week?" "Which card should I use here?"
Kudos never moves money without your OK. Free to download on iOS, Android and Chrome.
One question for you: what's the money chore you'd hand off first? I'm here all day and will answer every comment.
I spent years in consumer payments at Microsoft, Google and Affirm. One thing kept bugging me: people don't lose money because they're careless. They lose it because claiming it is a chore. The credit you forgot, the bill that crept up $40, the subscription you meant to cancel.
Every AI assistant launched this year helps you spend. We built one that gets your money back.
Our members also told us the app made them do too much of the work. So we rebuilt Kudos around one question: what's the most valuable thing you can do with your money right now?
What's new in Kudos 3.0:
💰 Your wins: one number for everything Kudos has earned or saved you, growing over time
👉 Your next best move: a credit about to expire, an offer worth using, a bill we can lower. Ranked by what's worth most to you, not what we want to promote
📞 We do the work: our AI calls your provider and negotiates your bill (members save $198/yr on average), cancels subscriptions you forgot ($247/yr each) and turns on your card offers. You keep 100% of the savings
✨ Ask KudosAI: "What did I spend this week?" "Which card should I use here?"
Kudos never moves money without your OK. Free to download on iOS, Android and Chrome.
One question for you: what's the money chore you'd hand off first? I'm here all day and will answer every comment.