TONKO

This is a useful idea. How frequently the kids are supposed use the app or is it like parents have to interact with the app on behalf of kids?

For someone who was never taught about money as a kid, I would definitely make use of this app for mine. Solid work mate, good launch

This is a great app, because we still give our child cash and she keeps it in the jar.

A useful app, especially if a bank doesn’t offer its own products for children’s cards, or if those offerings aren’t as user-friendly as the ones from Raiffeisen.

Nobody taught me money as a kid. I learned it from real bills in my twenties, so this one hits home. Spend, Save and Grow jars are such a simple way to build the habit early. Congrats on the launch!

Can both parents approve from their own phones, or does it all run through one account?

The savings goal gives the three jars something concrete to point to. A child can see what spending a little now means for the thing they're saving up for.

The app should also be for adults because some of them really do not know how to manage their finances.

Hey Product Hunt! 👋I'm the maker of TONKO! 🚀As a parent, I wanted a simple way to teach my kids about money through real-life habits, not just theory.So I built TONKO — a free Android app where kids earn pocket money through chores, split it into Spend, Save & Grow jars, set savings goals, and learn financial skills along the way.No ads. No bank cards. Just smarter money habits from an early age. 💚I'd love your feedback! What feature would you want in an app like this for your kids?👉 https://tonko.app