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Apple App Store MoneyLion: Banking & Cash Back

MoneyLion

308,192
Reviews
4.8
Rating
Dec 17, 2015
Launch Date
View Origin Link

Product Positioning & Context

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it.

BANKING WITH ROARMONEY - GET PAID EARLY (UP TO 2 DAYS)²
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits.

CASHBACK & REWARDS- MONEYLION WOW⁷
Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more.

CASH ADVANCES UP TO $500¹
Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check.

FAST LOAN OFFERS⁵
Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts.

CREDIT BUILDER LOAN WITH A MEMBERSHIP⁶
Credit Builder Loans up to $1,000 with no hard credit check. MoneyLion helps you earn rewards as you improve your credit health. Get alerts and report credit scores to all 3 bureaus; Equifax, Experian and TransUnion.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover,, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma or Credit One Bank

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements.

Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees, or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

249 W 17th St, 4th Fl, New York, NY 10011
Finance Productivity

Related Ecosystem & Alternatives

Discover adjacent products, open-source repositories, and developer tools sharing similar technical architecture.

Deep-Dive FAQs

What is MoneyLion: Banking & Cash Back?
MoneyLion: Banking & Cash Back is a digital product or tool described as: MoneyLion
Where did MoneyLion: Banking & Cash Back originate?
Data for MoneyLion: Banking & Cash Back was aggregated directly from the Apple App Store community ecosystem, representing raw developer and early-adopter sentiment.
When was MoneyLion: Banking & Cash Back publicly launched?
The initial public indexing or launch date for MoneyLion: Banking & Cash Back within our tracked developer communities was recorded on December 17, 2015.
How popular is MoneyLion: Banking & Cash Back?
MoneyLion: Banking & Cash Back has achieved measurable traction, logging over 308,192 reviews and facilitating 5 recorded discussions or engagements.
Which technical categories define MoneyLion: Banking & Cash Back?
Based on metadata extraction, MoneyLion: Banking & Cash Back is categorized under topics such as: Finance, Productivity.
What are some commercial alternatives to MoneyLion: Banking & Cash Back?
Our semantic intelligence engine identifies potential commercial alternatives in the SaaS space, such as Perplexity Finance, which offers overlapping value propositions.
How does the creator describe MoneyLion: Banking & Cash Back?
The original author or development team describes the product as follows: "Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it. BANKING WITH..."

Community Voice & Feedback

stonesmidea • Apr 23, 2026
Money Lion is an exquisite essence of the quintessence of help, thank you.
Tyj61 • Apr 23, 2026
Shame re the small print scam
Thu_Le_Thu • Apr 22, 2026
This app has a scam scheme, getting you invested with money and then when we try to redeem, the verification step could fail and they refuse to take any action to help us to verify and get our money. Stay away!!!
Not lifted up • Apr 22, 2026
If you say anything negative or ask anybody, why am I can I be verified as what I was trying to ask them they said they won’t post it I can’t share it. I can’t ask anybody that we’re only here to lift people up so I can only say nice things about MoneyLion.
CaseyRney • Apr 22, 2026
Why I am being charged for an app that I DIS NOT sign up for a subscription and was supposed to help me GET a loan not steal my money!?!?!
calamarie123 • Apr 22, 2026
Thank you for helping me out with most of my budgets
LaShun❤️ • Apr 21, 2026
Money Lion is my New Best Friend ❤️❤️❤️
Mph97) • Apr 21, 2026
Thank you for always only charging 10% )..
Dave Sk • Apr 21, 2026
Main complaints:
1. Was charged the monthly subscription fee without initiating it. When I contacted customer service, they said “do not allow refunds for these services”.

2. When I tried to take my bank info off of the app, it will actually prevent you from doing so.

3. When I then tried to delete my account altogether, it said to contact customer service. When I did, they put me on hold for 20 min and then said they could not do that because i had an investment account open

So the entire app is designed to extract as much money and value from the user and makes it essentially impossible to cancel once you’ve created your account.
NikkiGangster • Apr 21, 2026
I honestly am super impressed with this banking and cashback. The app itself is fine and it is easy to use. It's helped me an understand different things. They have cute community boosted things that keep you revolved highly recommend recommended to anyone, and they don't have no sneaky hidden agendas that I've come across so far,
suge500 • Apr 21, 2026
Moneyline has helped me out in so many ways when it comes to financial struggles and paying bills. Thank you so much. I’m glad I found this app. It has helped me out a lot with home life and work life.
COeser • Apr 21, 2026
I have to used my MoneyLion account in a long time. I logged in tonight and am unable to do anything. I keep getting error messages that I need to try again at a later time. I was trying to add money to my account to use later, but I can't. Very frustrating!!
67chevy • Apr 20, 2026
Still figuring the ins and outs, don’t like the fees for the account itself but enjoy the extra. They need tutorials for everything lol.
J.Devilz • Apr 20, 2026
It’s a difficult app to use, and I don’t quite understand it fully and had to navigate there’s plenty of things to do and there’s just things all over the screen that I don’t know what to click first to get to where I need to get it makes it difficult for me to understand it’s probably that im just dumb, but I don’t know. I have a lot of people tell me the same
Fujew • Apr 20, 2026
It’s a scam don’t do it

Discovery Source

Apple App Store Apple App Store

Aggregated via automated community intelligence tracking.

Tech Stack Dependencies

No direct open-source NPM package mentions detected in the product documentation.

Media Tractions & Mentions

No mainstream media stories specifically mentioning this product name have been intercepted yet.

Deep Research & Science

No direct peer-reviewed scientific literature matched with this product's architecture.